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insurance question. hypothetical


mealexme
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say you took out a policy and had an accident two weeks later and made a claim. would your insurance company stop insuring you once a claim has been made or would they keep insuring you for the rest of the year? and if the rest of the year, would your premium go up?

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In my experience, although it was some years ago, they shouldn't stop insuring you - after all, that's what you paid for in the first place!


You would probably find that your premium goes up at renewal time, unless you've got protected no claims. And even then it'll probably go up for some reason! :roll:

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As above and some insurers will pay off the remaining premium if you owe anything out of the claim it happened to me a few years ago I think its to stop you cancelling after a claim

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Many years ago, I wrote a car off in an accident, the insurance paid me out and then cancelled the policy, they said the policy was for the car and as it had been paid out on, I had to start again with a new policy when I bought a new car. I had protected no claims discount so I didn't loose that thankfully, things may be different now though?

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