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Insurance for the mature


elizabethf
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Hello!


Here's a conundrum. A work colleague has just asked me if there's anyone out there who will insure an 80 year old on his scooter? He rides every day and has done for many years, he had a Honda 75. This was stolen the other day, but he does have another scooter he can use - a Honda 90. However he needs to get it insured first. His old insurer no longer insures bikes.


They were recommended Carole Nash but they don't insure 80 year olds, neither do many on comparison sites.


I've given him a list of bike insurers that don't tend to appear on comparison sites like Bennetts and Wicked.... but Im sure there MUST be someone out there insuring much older riders!!! Other than him walking into a brokers. Please HALP.

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My dads 80 , he's with Bikesure , very reasonable price to , can't remember exact figure but it wasn't dear .

I am with Bikesure this year, I'll have to remember that for the future.

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My dads 80 , he's with Bikesure , very reasonable price to , can't remember exact figure but it wasn't dear .

 

I was going to mention Bikesure as well. I've been with them for a number of years, I'd be surprised if he was turned down by them.

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If you phone up the insurance companies I dare say they will give a quote.


Many things are simply marked as "nope!" on comparison websites.

 

My parents are in their 80s and most insurers won't offer them motor cover. They've always phoned direct as they don't use comparison sites. I think a lot of insurers won't provide cover for older folks.

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Other than him walking into a brokers..........

.....and what'a wrong with using a brokers? Let THEIR fingers do the walking..........seriously, I know of several people who were getting nowhere with the price comparison sites but then got sorted out by a broker - a couple at a substantial saving. Plus the brokers will have a degree of specialist/local knowledge that always comes in handy......good luck. :thumb: I'm sure something will turn up.

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Is that ageism? Wow didn't think we did isms any more.

 

It seems so! Once you hit 80 people dont want to insure you.


Its the same with per insurance though once your pet hits senior, suddenly your cover isn't as expansive (unless you opt for lifetime and the likes). Possibly the same with old (but not old enough to be a classic) vehicles too.

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I got a quote from Bikesure, really helpful and got a great deal, almost a quarter of what i got quoted from Carole Nash, almost exactly the same cover and extras too, no brainer who i will go with :D

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They can blanket ban people of a certain age from insurance packages.

 

I mean, let's be honest how many elderly car drivers put the wind up you (on or off bike) for doing something silly? Or you've witnessed doing something silly? Or, looking at my local paper, the amount of fatals or serious collisions involvoeing 75+ is pretty high. Higher than any under 25s, who are also discriminated against.

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