Insurance for someone with a cancelled policy ?

[Kimura579]

Does anyone know an insurer that will deal with someone with a previously cancelled policy ? I was with MCE but they’ve gone bust . Any ideas please ? 

[Capt Sisko]

If you were insured through MCE, your policy wasn't cancelled as MCE only acted as an insurance broker and you were actually insured by Sabre Insurance. Your policy remained valid with Sabre until it expired, just your contact point changed. You shouldn't experience any problems because of this.

https://www.fca.org.uk/news/news-stories/mce-insurance-limited-enters-administration

 

If however your insurance was cancelled because you've been in breach of contract, i.e. you lied about something on your proposal form, it came out and the insurance company cancelled the policy because of that, it'll be a ring around to see you'll take you on, (not mention probably very much more expensive).

Edited January 5, 2024 by Capt Sisko

[Kimura579]

Thanks for that , I’m actually after the name of an underwriter that will deal with someone with a cancelled policy on their history 

[Bender]

46 minutes ago, Kimura579 said:

Thanks for that , I’m actually after the name of an underwriter that will deal with someone with a cancelled policy on their history 

That's a different thing altogether, try drive 2 insure or Adrian flux, if they don't they should hopefully be able to point you in the right direction, a good insurance broker should have enough contacts to sort that for you but it's going to cost.

 

Why was it cancelled/withdrawn ?

[Kimura579]

Adrian flux weren’t much use I’ll try the other . Thanks 

[Kimura579]

Non disclosure. The broker conflated a number of questions which I misheard and corrected when I called in for a quote on a new bike . Not best pleased tbh . It was a couple of years ago .