Ian W

I've been looking at these also, specifically the Nexx XR1R Carbon. After checking numerous reviews, I'm gonna get a better brand like an Arai, Shoei or a HJC. The reason? Well, it would seem that the features are excellent, would appear very good value for money but the execution is poor and they wear really, really quickly. I've seen reports of visor mechanisms failing, collars and inserts wearing particularly fast and the plastics / finishing touches being cheap and fragile. I could be wrong, but for my £300-400 I'd rather not take a chance. Ian

Perhaps not, but I don't think you're statistically any less likely to have an accident than me and yet I get penalised. You talk about 'avoiding an RTC' however on both occasions my car was driven into whilst parked. How could I avoid that?

Slightly harsh to assume you're better than anyone who's been in an RTC just because you've not had an accident. I've got two that I need to declare to insurers (one down as a fault and one non-fault) and both were when the car was parked up and I wasn't in it. Is that fair?

I think it may depend on the insurer. Five for points and three for accidents rings a bell.