Matty

Hi I'm new too bikes but I was under the impression that bikes were cheaper too insure than a car. I've been wanting too get rid of my car and get a bike for a while and I've finally been given the go ahead too do so. But looking at the quotes I've got for a 125cc bike it's about the same as my 1.4 car. Looking too only save a few quid a month. Yet my friend who has just got a bike and has never driven a cars insurance is significantly cheaper. What factors do you think are causing this?