Jump to content

daveinlim

Registered users
  • Posts

    568
  • Joined

  • Last visited

  • Days Won

    4

Posts posted by daveinlim

  1. On 20/02/2021 at 10:54, Keeper96 said:

    Morning all, I’ve just ordered some bull-it denim jeans for the commute to work and I’m looking for jacket recommendations to go with them, something that looks more like a jacket rather than a bike jacket but obviously still has some armour and offers protection in an off is such a thing exists? 
    I’m not too bothered about leather vs textile other than avoiding denim again as I can’t pull off double denim haha 

     

    Have you're bull it jeans arrived? I'm thinking of getting the covert slim ones but trying to work out my sizing. 

     

    If you're looking for a summer jacket I think the Ixon Filter jacket is a contender. I'm certainly thinking about it for myself. Maybe in the green to have something different than the usual black.

     

    https://www.fc-moto.de/epages/fcm.sf/?channable=0209906964003135333537323835393398&ObjectPath=/Shops/10207048/Products/Ixon-Filter-Motorcycle-Textile-Jacket-2019/SubProducts/Ixon-Filter-Motorcycle-Textile-Jacket-2019-0014&Locale=en_GB&gclid=Cj0KCQiAyoeCBhCTARIsAOfpKxggH4t-5T5PcFoPwY7zfb9nuRH5Pb9NGgG4KlfCSiVvAq5pe_gZkUMaAgtlEALw_wcB

  2. 1 minute ago, Rider UK said:

    On this topic, does anyone know if there is a big difference between Muc Off and Tru Tension chain cleaning products? I'm guessing either will do the trick but thought I'd ask anyhow, just in case.

     

    I've been using muc off for a while as they had a deal on Amazon on a bundle. It always did the job. 

     

    I've not used tru tension but looking at reviews they are all pretty much as capable as each other 

    • Like 1
  3. I've just been out cleaning my bike and realised I need more chain cleaner soon. 

    When looking on Amazon I saw this which is advertised as an alternative to a paddock stand.

     

    https://www.amazon.co.uk/dp/B07YHY7F6M/ref=cm_sw_r_cp_apa_fabc_MVCDVX9C8Q2CQZNYH1G3

     

    Has anyone used these before? 

    I'd only be using it to clean and lube my chain is all. 

     

    There are separate ones for different size bikes. The large bike one has slightly curved rollers which I think might be safer.

  4. I've just renewed my bike with MCE. 

    The fully comp price was less than half that of any other provider. 

    The excess is sky high. £1k on a £2.5k bike but I'll cover that excess through a 3rd party.

     

    The actual policy is terrible too. The level of cover is really low. For life altering injury you get a couple of grand, that's it. 

     

    I took the policy as the next one up from that was £600 more but even fully comp, it's useless if I even needed to claim. Plus as mentioned by others, service isn't entirely supportive either. 

    But nobody wants to insure in london so the competition just give high quotes to put you off. 

    • Sad 1
  5. 23 minutes ago, Stu said:

    Check out pewag chains too 

    I've a peweg chain and lock bought from brindley chains. I can't really fault it. I've had it 3 years and there's not a mark on it. The lock has been used every day for 3 years in all weathers and is as good as new. There's some good reviews on YouTube from channels that test chains and locks etc. Only problem is it isn't on the approved list by insurance companies

  6. You're credit score is probably good enough for what you need.

    Make sure you're registered to vote at your current address. That s huge bonus to your score. 

    Clear any debts if you can. 

    Don't apply for any other finance in the 2 months before you apply for the loan.

     

    Check your credit history is correct. You'd be suprise how often this is wrong.

     

    Check out high street banks. Many of them have loan rates about 3 to 3.5% for loans of 7.5k and above. That way the loan isn't against the bike which would make it easier to sell as there's no official outstanding finance on it. 

     

    If you're buying from a dealer put the deposit down using your credit card, say £200 or something. It gives extra cover to you in the case of a fault and for the entire price not just the deposit. 

  7. 31 minutes ago, S-Westerly said:

    I believe you can insure the excess for a reasonable fee. Seem to remember seeing something about it on Bennett's website?

    Yeah I did that last year, I'll do the same again this year. It was £40 per £1k last time around. Probably similar again now. Definitely something to read the small print on. I nearly got stung with it once. Took nearly a year to sort out, eventually I  just claimed through my credit card company. 

  8. It's the same on London. If you're in greater London then insurance don't care if you're in millionaire row or the roughest street in the city, it's all London in their books. 

     

    Wierdly, my renewal quote at MCE (which I've had to take due to lack of competition) is cheaper than what I was getting on comparison sites. £610 vs £677. Still £950 excess on a £2k bike is criminal. 

  9. 6 hours ago, Mississippi Bullfrog said:

    I've found that 125s can be expensive to insure, with some models being more prone to theft.

     

    Probably not very helpful in the short term, but once you can ride something bigger go for an older mid sized bike. They're usually cheaper to insure than a 125.

     

    Engine size doesn't seem to play as big a role as I thought. I was hoping to do my DAS in 2020 but that didn't happen. 

     

    I've looked at bigger bikes than my 115 once I pass and many a2 bikes are more expensive that some that are much faster. Such as cbr500 is much more expensive to insure than a sv650. Higher likelihood of theft I presume and more parts to replace in a spill I presume. 

     

    I think in London the risk of theft carry more weight than the actual performance of a bike. 

    • Like 1
  10. 6 hours ago, dynax said:

     

    Do you use it for commuting as that can hike up the premium by quite a bit.

    Yeah I do. That's kind of the reason I have it. I got so annoyed with the tube delays, packed trains and crowd control at heaving central London stations so I bought a 125. 

    It works out basically the same as my train ticket but much more enjoyable. 

     

    I could put down that I don't commute or something else to lower the premium but I'd rather be above board when it comes to ever having to claim. 

    • Like 1
  11. 5 hours ago, dynax said:

     

    That'll be why the quotes are high then, try them based on a CG 125.

     

    I already own the Suzuki so unfortunately that won't work. 

    I did have a cb125 before and really the insurance wasn't much different

  12. 36 minutes ago, mthinesy said:

    I put plenty of security in the quote details. Chain, anchor, disc lock, etc.

    In my quote, I had chains, disc lock, alarm, datatag. Then I took it all off and it didn't make a penny of difference. So I'm taking the policy that states no security other than my steering lock. As husoi said, can you build a shed. There are metal boxes you can buy for motorbike that insurance might accept as an equivalent to a locked garage.

     

    I've insured my excess with a 3rd party. £40 for £1k excess. I must dig that out as I can't remember who it's with 🤔

     

    Post up some photos and your thoughts of the trident when you can. I'm really tempted by one myself. 

  13. 7 hours ago, Steve_M said:

    As a former employee of an insurance company, I would consider reviews on how good they are at customer service when considering your choice. Not just price, nor whether they’ll pay a claim, but the service you get should you have to claim. Do they keep you informed on progress on any claim, how easy are they to deal with etc. In my view it’s worth a few quid for decent customer service.

    Yeah I totally agree. I'd be happy to pay a little more for a better experience. Value isn't necessarily cheap. However the cheapest fully comp policy is £600 below the 2nd cheapest which isn't small change especially since the majority of the bikes use is commuting in to London which hasn't been happening for a year now. 

  14. 17 hours ago, Stu said:

    Try bike sure on the phone number on this advert! 

     

    The forum also get commission :D 

     

     

     

    I'll give it a go tomorrow. I know there is a forum discount but it would need to nearly halve your online quote to be competitive. Nobody wants to insure in London. Still though, nothing to lose but a few minutes filling forms. 

    • Like 1
  15. No mods except a top box.

    It's a 125 so there's no point in doing anything other than keep it serviced and clean. 

     

    Over £600 though even though I'm no spring chicken and have a few years NCB. 

    Living in London is the killer it think. 

     

    Insurers like to show customer examples. They are never a greater London bike that's not garaged. 

     

     

  16. Insurance time again. 

    Any tips on applying?

    I presume all the comparison sites pop up the same quotes. 

    MCE are quoting my renewal as the same as my go compare search. 

    I know their policies are crap but they are by far the cheapest. 

    Bike Sure are close to double what I'm quoted from them. 

     

     

    Playing around with the setting online it makes literally not even a penny difference if I have datatag on my bike, if I add a few thousand miles to the allowed milage or if I say I have no security at all. Given that the industry 'experts' say adding simple lock like a disc lock can massively reduce the odds of it getting stolen, this isn't passed on in premium savings. All a bit mad I think

×
×
  • Create New...

Important Information

Terms of Use Privacy Policy Guidelines We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.

Please Sign In or Sign Up