Hmmmm... wasn't sure if I was going to respond to this initially, but given that I've kept a detailed account of what I've spent I thought it may help others understand how the cost of an adventure like this can mount up without you realising quite how expensive it's become. So, this is all costs I've incurred (ignoring the bikes themselves) from the moment I decided to take my CBT/DAS. A few points worthy of note: 1) In the long list of items bought, knowing what I know now I could probably have saved about £4-500 pounds; this includes a jacket, boots, gloves and locks that I'd not have bought if I'd had a little more knowledge at the outset. However, I started out with absolutely nothing, and needed all the essentials. 4) Insurance was a killer too, with zero no-claims and a couple of recent knocks in the car. In fact, the premium more than doubled when I went from the Twin to the Triple!!! What it does show is that it's easy for costs to escalate way beyond any notional budget that you may have set yourself - the relatively small costs soon mount up! As for the bike, trading up after a month ensured that I lost any benefits of discount that I achieved on the first bike, so... well, it wasn't very clever, really.