gift vouchers and credit cards.

[cockercas]

To help fund trackdays next year i was thinking on stocking up on gift vouchers over winter while il have abit more money to spare.

Il Pay for them on a credit card, but what happens if the trackday company go bust? Could i claim the money back from the credit card company like if it happend with goods?

[Grumpy Old Git]

Why don't you ask your credit card provider. Mine (AmEx) says 'yes'.

[cockercas]

Indian call center and im abit deaf.

I spend most of the time asking them to repeat themselves so i try to avoid ringing them.

[Steve D]

I think the section 75 credit card guarantee only applies to items costing between £100 and £30,000 so, for example, a £99 gift card will not be covered.

[Stu]

Email them

[cockercas]

Good idea stu.

I can buy them in the £100s

[Mr Fro]

Careful on stocking up, most of them are only valid for 12 months.

[cockercas]

They will be well gone within 12months lol.

I just dont fancy buying loads of vouchers and then the company folding like hottrax has.

[Stu]

you could always try and save the money

or just pay them on the card when you want to do them and pay the card off over winter

[Mr Fro]

Prices have gone up quite a bit this year Stu so I see the logic of getting them now. But of a risk buying them but if one company has gone belly up then there's more business for the others.

[Stu]

Prices have gone up quite a bit this year Stu so I see the logic of getting them now. But of a risk buying them but if one company has gone belly up then there's more business for the others.

 

he is talking about vouchers to pay towards a trackday and not actually buying a trackday so would still cost the same

[cockercas]

Im spending about £300 a month on trackdays. I stick it on the cc and pay it off when i get the bill.

So when the seasons over il still be able to afford the £300 so i figured i could stock pile vouchers to either ease the cost next years season or (more likely) do more trackdays.

[Stu]

or another option

stick the money on a pre paid credit card

http://www.mastercard.co.uk/prepaid-card.html

no risk then and you have the money when you need it

plus the bonus of not been stuck to one track company you can go to other tracks with other companies

[Mr Fro]

he is talking about vouchers to pay towards a trackday and not actually buying a trackday so would still cost the same

Oops, long day.