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Posted

So, its safe to say that my little car is finally on its last little legs, its probably going to need a lot of electronic work done and so its time to think about scraping it in the near future. This means i will be vehicle-less.

Which means its a kick up the arse to do a CBT.


If i do my CBT and pass it, would i be legally allowed to ride my own 125cc bike on the road with L plates until my full license has been passed?

Or would i only be able to ride with an instructor?


What were people's insurance like for a provisional license passed with CBT on your own bike? i'm 23yrs old and got a full car license so have 'experience' on the roads, just not bike experience.


Thanks guys :)

Posted

Once you've got your CBT certificate you're good to go on your 125 with L-plates on your own.......but you'd need to renew the CBT every 2 years if you don't pass your bike test in that time....... 8-)

Can't help with the insurance question as I'm an old bugg*r and passed my bike test long before all this CBT stuff...... :wink:

Posted

Hey I'm 22 ans I have a CBT and a Honda CBF 125 cc my insurance I pay monthly and it's about £50 a month. (This is with it being my 1st vehicle etc so I thought it isn't too bad)

Posted

To calculate insurance go online and pretend you have got your CBT find a 125 Reg number you can borrow (E-bay/ Gumtree someone normally has there bike for sale and number plate visible).


Then use a suitable price comparitor...


My first year in my 40's with bike stored in garage was £150 with just a CBT.

Posted

Bike insurance sites usually ask if you have a driving licence too so by putting in yes to that and length of licence held then your insurance may come down quite a bit as you know the rules of the road and have experience ect.

You can book in to do all your tests at once so ergo passing full test sooner then you can just buy the bike you want, and even use motorways

Posted

For a rough guide, I'm 26, full driving licence held for 6 years, one at fault claim 2 years ago, riding a brand new 125cc on CBT and stay in a "rough" area. Bike kept in a locked garage. Full comp for the year I am £372 with Bikesure. Low excess and doesn't cost to make small mod's to the bike.


Good luck with your cbt!

Posted

Thanks guys.


I went and had a check, i borrowed someones reg haha. Came out at £600 a year comprehensive for a 125cc Honda with UK bike provisional, which i didn't think was drastic.

Lets hope payday is a good one so i can book my cbt in and then the bike test hopefully not long after.

I'll be asking for tips to stay warm during winter next haha.


:D

Posted

Did you play the insurance game? Being a domestic help rather than cleaner, a Cashier not a bank teller, a shop assistant not a sales assistant.


Do you keep it on a drive or in the garden?


It can make quite a difference. The same as lowering your excess can help.


The other thing is try a different model of bike.


I know my FZ6 costs me more than a bandit would or a Dueville by about a third...

Posted

I forget the actual figure, but at 25yo on my first bike (TT600) locked garage, NNC, 7 years Car driving experience it was around £150 a year. I forget which company it was but I more than likely used a comparison website and went for the cheapest

Posted

That's not a bad price at all, i assume mine would drop once i had a full license.


I've just got to get saving in order to buy a bike and insurance before the car goes.

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