Insurance Seems to Have Gone Stupid

[Mickly]

Just renewed my multi bike policy, tried to sell me a £17/Month £25k benefit death / serious injury add on.
I asked about accidents trail riding on ‘roads’ apparently those type of ‘roads’ are excluded ( even though they are technically roads) asked them to define what was and wasn’t included , they said they didn’t have a section in the policy that actually covered it, just some weasel words about ‘reasonable’ use!!
Be warned!!

[Stevehessleuk]

1 hour ago, Yorky said:

I wouldn't bother !!

 

Just spent about 15 minutes filling in a quote application only to be told, at the end, that they can't provide a quote

I must have got lucky or because I’m old either way, they was at least £500 cheaper than anyone else

[Fiddlesticks]

I seem to recall GoSkippy being cheap but having very high excesses. Almost like a hybrid between 3rd Party and Fully Comp, by the time they paid out.

[Stevehessleuk]

Should I see a lower amount on insurance next year ? No idea on bike insurance, obviously if I don’t make a claim

[Fiddlesticks]

7 minutes ago, Stevehessleuk said:

Should I see a lower amount on insurance next year ? No idea on bike insurance, obviously if I don’t make a claim

Should be

[Hairsy]

I was with GoSkippy on one of my project bikes. They were certainly cheap but, when I sold the bike after only 2 months and asked for a cancellation, the cancellation fee exceeded the 10 month refund.

 

They graciously waived part of the fee and called it quits.

Edited Wednesday at 18:45 by Hairsy

[Stevehessleuk]

I was just happy getting it insured and I’ll get it back on fuel, bike had 2 notches on the fuel display and filled it 2 days and it was £7.14 my new mini countryman takes £50 

[bonio]

On 14/05/2025 at 17:51, Stevehessleuk said:

Should I see a lower amount on insurance next year ? No idea on bike insurance, obviously if I don’t make a claim

Yes, you will mate. The first year is painful. I've had to go through the same pain again when going up a significant step in engine size.

[Stevehessleuk]

That’s good to know. I only pay £220 on my wife’s vw id3 with business use, so hoping a drop down on the bike next year. I’ve been driving a car 36 years I’ve got 2 car insurance’s, 2 vans insurance and now bike insurance which is in 3rd place on cost

[bonio]

I'm with you. I've one car insurance and three bike insurance but I've never a multivehicle policy that does it any cheaper.

[Stevehessleuk]

I tried multi vehicle insurance 2 years ago and was laughable the prices, I’ll stick to separate insurance thanks. We are just paying for other people’s mistakes on the road