Philgale I have a full back protector already, a good one. Parapanfan I appreciate the "all the kit all the time" saying, but realistically, if I want to ride 1 mile into town for work, I'm not going to put on trousers, back protector, etc etc, then change when I get there. Probably ideal, but how many people do that? I'll always be wearing jeans, gloves, helmet, jacket at very least, but though an insert would be a little bit more. On any substancial trip, I'd wear full kit All Could always get the forcefield insert, that's pretty decent, but again too big and I'd not be able to trim