tuktuk Posted November 28, 2016 Posted November 28, 2016 Ive been looking for a van for a while now to take the bike on trackdays. Just this weekend i was doing some work on my dads van when a neighbours son pulled up and offered me his vivaro at a decent price. Had a quick compare the meerkat lastnight which came back more expensive than my car!Is this normal for van insurance or are there better places to be looking for quotes? Quote
Stu Posted November 28, 2016 Posted November 28, 2016 yup its normal due to the fact that vans are work horses and are left with tools in!Might be best buying a trailer Quote
eastanglianbiker Posted November 28, 2016 Posted November 28, 2016 rather than using comparison sites you would be better off speaking to real people as you want it insured for private use not commercial unless you are planning to use it for work as well my transit was insured private and was cheap to insure Quote
JamBerryKing Posted November 28, 2016 Posted November 28, 2016 my van insurance is way cheaper than my 4x4. kinda made me sad to think how much they were screwing me, especially with 7 years NCD Quote
Six30 Posted November 28, 2016 Posted November 28, 2016 Yeh it depends what your using it for, if it's not for buisness use then it will be cheaper . Quote
tuktuk Posted November 28, 2016 Author Posted November 28, 2016 I entered social domestic and pleasure only for approx 2k miles a year. Put the value of the van low, infact the insurance was more than the value i entered for that!Only thing i can think is i went for fully comp, maybes tpft will be better?Definately want a van as planning on a few overnight stays with tracks further afield. Had conceded to just renting vans but this popped up and its well worth it if i can insure the bugger. Quote
Adam Posted November 28, 2016 Posted November 28, 2016 I looked into getting a crew cab vivaro/Trafic/primastar and insurance was £3k+ that was with SDP+C 15,000 miles. And I'd need it for work so would have to have business insurance but after seeing that price I never bothered looking. Quote
Tigcraft Posted November 28, 2016 Posted November 28, 2016 I entered social domestic and pleasure only for approx 2k miles a year. Put the value of the van low, infact the insurance was more than the value i entered for that!Only thing i can think is i went for fully comp, maybes tpft will be better?Definately want a van as planning on a few overnight stays with tracks further afield. Had conceded to just renting vans but this popped up and its well worth it if i can insure the bugger.Buy a van with windows in that's not registered as commercial but MPV and the tax will be cheaper too. Quote
Copycat73 Posted December 1, 2016 Posted December 1, 2016 mine went from under £100 to over £300 .. RWD. Transit LWB. HR. 3.5t 125ps...not all underwriters will accept your NCB off the car as suitable for the van .. ring first and ask.. Gladiator did with me.. settin the millage low can perversely put up the premium .. ask ... Quote
Stu Posted December 1, 2016 Posted December 1, 2016 not all underwriters will accept your NCB off the car as suitable for the van I can't see how that can be if the van falls under a B category Quote
Phooey Posted December 1, 2016 Posted December 1, 2016 not all underwriters will accept your NCB off the car as suitable for the van I can't see how that can be if the van falls under a B category You can only use NCB on one vehicle at a time can't you?? Quote
Guest Posted December 1, 2016 Posted December 1, 2016 not all underwriters will accept your NCB off the car as suitable for the van I can't see how that can be if the van falls under a B category You can only use NCB on one vehicle at a time can't you??Sometimes taken into account for other vehicles, same goes for recent accidents and what not. Quote
Stu Posted December 1, 2016 Posted December 1, 2016 not all underwriters will accept your NCB off the car as suitable for the van I can't see how that can be if the van falls under a B category You can only use NCB on one vehicle at a time can't you?? Yeah you can only use NCB on one vehicle at a time unless its a multi car policy and as DRZ says they can take it in to account if you are using it on another vehicle Quote
Copycat73 Posted December 2, 2016 Posted December 2, 2016 not all underwriters will accept your NCB off the car as suitable for the vanI can't see how that can be if the van falls under a B category I recommend the policy holder / owner check with the broker before initiate any cover ... I cannot give you the whys and wherefores ..insures tend be a law unto them selves.. I was warned and told to check out gladiator as they were one of the ones that did.. they are who I`m insured with and carried over all my NCB from the car.. I`m also lead to believe that this was a one way ticket as changing back could be just as much hassle.. .. but I suggest that you or anyone planning on buyin a Van do your own research as things like this can and do change .. caveat emptor. Quote
cockercas Posted December 2, 2016 Posted December 2, 2016 I only pay £240 for my tranny van.Fully comp6 years ncb10k milesBusiness use aswellPut my granddad on it and its cheaper Thats with morethan Quote
tuktuk Posted December 2, 2016 Author Posted December 2, 2016 There might be a way i can get the owner of my company to insure it as a business vehicle, weve been toying with the idea of a company van but it would be used very little so never bothered. If i do it this way everyone is a winner! Quote
tuktuk Posted December 7, 2016 Author Posted December 7, 2016 Picking it up at the weekend so going to order some stuff to secure 2 bikes in it.Anyone else use front wheel chock things bolted/welded to the floor? Where is the best place to buy them from? Quote
goody Posted December 8, 2016 Posted December 8, 2016 My sons with Swinton on his van and it was cheaper to go commercial than private with 0 ncd, not to expensive considering, about £600 I think, as for putting the bikes in the van we,ve never had any problems using just ratchet straps and the hooks that are fitted to the van, for two bikes you need to put them in opposite ways unless your talking about mx bikes then they just go straight in no probs Quote
tuktuk Posted December 8, 2016 Author Posted December 8, 2016 Theres a couple options with the insurance, either my dad insures it with me as a named driver or i get the company to insure it whichever works out best.Looking at having 2 of these bolted down so 2 bikes can sit side by side in the van?http://www.ebay.co.uk/itm/Motorcycle-Motorbike-Wheel-Chock-17-21-wheels-BIKE-Jack-Clamp-Stand-/361143901413?hash=item5415da9ce5:g:flEAAOSw0vBUhDD4 Quote
Hoggs Posted December 8, 2016 Posted December 8, 2016 Hey tuktuk! Disclaimer: I know nothing about these thingsBut I was wondering if something like this would be better as it has a bigger base plate for bolting down and doesn't stick out as much so should be easier to squeeze 2 in?http://www.demon-tweeks.co.uk/motorcycle/front-stands/biketek-adjustable-wheel-chock Quote
tuktuk Posted December 8, 2016 Author Posted December 8, 2016 They look really good but £75 for the actual wheel chock Quote
Hoggs Posted December 8, 2016 Posted December 8, 2016 wow I did NOT read that properly Ok I think this one is cheaper but still quite compact? (this is loads more fun than working!)https://www.rydestore.com/ryde-heavy-duty-motorcycle-front-wheel-chock.html?gclid=COWM6uzH5NACFcyw7QodCFwEMw Quote
tuktuk Posted December 8, 2016 Author Posted December 8, 2016 Hoggs you little beauty!I bought some paddock stands from those guys a while back and was trying to remember their name as i knew they did these too. Quote
Hoggs Posted December 8, 2016 Posted December 8, 2016 well that's my helpfulness quota done for this month Quote
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