Joeman

This is a good read: http://www.freeagent.com/central/what-are-the-advantages-and-disadvantages-of-switching-from-sole-trader-to-limited-company/" onclick="window.open(this.href);return false; It's from the company who provide my online accounting package.

Then you of all people should know better than to even raise the subject about being sued. If you have the insurance in place as required by law, whether you are a limited company or a sole trader/partnership, there is no risk from legal fees as you put it, in the event that a claim is made against the firm. Putting all your faith in insurance companies to protect you from every type of legal action that the unscrupulous money grabbers may chose to bring against you personally, or run as a Ltd company where it's rare and difficult for directors to be sued personally... I would never operate any business as a sole trader.

The very reason I trade under a limited company and have all my insurance in place and up to date. I don't fancy finding out!! But should the worst happen, and my company is taken to court, as soon as the company bank account is emptied by the spiralling legal fees, the company will cease trading, and I will lose my initial £1 stake in the company but retain my own assets. I much prefer that scenario to the alternative of having to sell my assets to finance legal bills agaiant some idiot who thought they would see if they could make some easy money... So you have no employer or public liability insurance in place then which has been a legal requirement for all businesses since 1971. I rest my case, you clearly have no understanding of how the personal injury claims process works, and if you do not have public and employer liability insurance (which covers personal injury claims) the I would be more worried about your breach of regulations. Read it again..... And have a snickers... I work in financial IT. On a daily basis i work on live trading systems that manage billions of pounds of client money. One screw up on my part could mean lots of people stand to lose significant sums of money. I have insurance coming out of my ears, Without it I'm not even allowed on-site.

You clearly have little understanding of how personal injury litigation works The very reason I trade under a limited company and have all my insurance in place and up to date. I don't fancy finding out!! But should the worst happen, and my company is taken to court, as soon as the company bank account is emptied by the spiralling legal fees, the company will cease trading, and I will lose my initial £1 stake in the company but retain my own assets. I much prefer that scenario to the alternative of having to sell my assets to finance legal bills agaiant some idiot who thought they would see if they could make some easy money...

There are some ruthless people out there who will lie through their teeth in court if they think they can make a few quid, and evil law firms who will help them do it. Sole traders are an easy target too as they tend to have less experience and typically have more assets to strip so the "prize" for winning a fraudulent case is much higher. As a sole trader, it just takes one chancer with a smart-arse lawyer to find a small discrepancy (or simply lie!) and you're finished. Imagine someone in the audience of a firework display, deliberately burning themselves with a lighter just to say a hot firework landed on them.... Best to have the added protection of a Ltd company to avoid the worry and stress of being sued personally.

Not that expensive. Find one that has good online accounting package so you can instantly see the status of your company. My accountant provides me with a commercial package called "Iris Openbooks" and it's great. Also find one that does all the work for a fixed monthly fee. That way there are no nasty surprises. Think mine costs about £120 per month, but they manage everything for me and my Ltd company so I don't mind. And yes there are some nice tax efficient perks to being the boss

The way I see it, all the other countries are saying "don't leave" so it's clearly in their interest that we stay... So if we were to leave and theb decided we didn't like it, would they block us from re-joining?? Probably not. so let's give it a try, see what happens, and when it all goes tits-up rejoin!! What's the worst that can happen??

Also, if you ever want to sell the company, it's best that's its a limited company with properly audited accounts and separate bank accounts etc.

I would never be a sole trader.. If you mess up and hurt someone its you that gets sued and you lose everything. If your limited company hurts someone, or messes up, it's the company that gets sued. The company can fold, but you don't lose your home and all your possessions, you just lose your initial investment.. So for fireworks where there is a risk of accidently blowing someone up, limited company would be my preference.. There are lots of online accountancy firms that run good online booking software to make running a Ltd company very easy.

My bike does this too. I reckon it's deliberate to help prevent false neutrals and engine explosions when giving it the beans and doing full throttle gear changes from first to second...

Unless youre processing huge files, 256SSD is likely plenty! People with huge storage space in their machiens rarely have adequate backup procedures so when the inevitable happens and the disc crashes, or it gets stolen/soaked in tea, they tend to lose more stuff. Keep your storage relatively small and have proper archiving/cloud backup procedures in place..

I bought the Mrs a Toyota Aygo - based on the same platform as the 107 I believe. It's actually surprisingly fun to drive and never seems to need any fuel!!?? But it's a bit like a clown car when you pull up places and two adults and a small child bundle out!

I sent 20quid and left a comment last night.. Shame he'll never get to read it.. Another sad loss...

If we leave the EU will they ban hangovers??? I'm suffering today

All the paperwork appears to have been printed upside down!! Besides that, the bike looks mint. Very well looked after bike that will make the right person very happy.

I'll be out on the bike soon too - hopefully, A mate of mine who lives on my street is buying a bike this weekend so I'll drag him along too.

Not quite. Empty cylinder that contained air weighs 12kg. However that still has air inside - it's not a vacuum. So an empty cylinder that contained helium, will still contain helium. So and empty helium cylinder must weigh less than an empty air cylinder.

Not necessarily. If the balloon is fixed dimensions, what's going to push out the remaining helium? Baloons deflate because the atmosphere squashes them down. If it's fixed at 1litre, you'll be left with one litre of helium at one atmosphere pressure.

Tank will never actually be empty - it will stop providing helium when the pressure inside matches the pressure outside. Full tank with helium under pressure will be heavier than a depleted tank with helium at atmospheric pressure.

Hmm. Mine will be 8 and 5 in a few weeks. I wonder - how young is too young for my wife and I to strap them on the back and head off across the globe? Like a really early gap-year for them

Bad relationships are like massive farts - better out than in

Worn or badky adjusted chain and sprockets would cause those symptoms. Take some pics of the chain and sprockets and we'll soon let you know of they need replacing

Another good reason to have them - intimidate the other riders so they are less likely to pass on a corner.

I can see them working to hold the front down, or produce more traction for later braking, but they wont work (in my mind) when banked over... personally i think they are there to disrupt the airflow so that any bike trying to slipstream will be in dirty, turbulent air, and so not be able to slip past so easily.

water bombs full of strong weed killer over the fence - random dead patches will appear on his lawn... not a good look for a gardener!