Nogin Posted November 10, 2011 Share Posted November 10, 2011 I got a plan for the future, have a pension through work which is a good one. A few properties which is always a good thing and a private pension which has £15k in it and is worth £100 a month as a pension which is sod all, any way my financial advisor (a good friend who I trust) has suggested I invest the £15k that is in the pension pot, we have been looking at "green renewables" we have found something that's medium to high risk, so the return is good, I think I'll give it a punt it will save the £100 a month I'm chucking into a pension pot that's worth sod all!Anyone else got investments? Quote Link to comment Share on other sites More sharing options...
iWannaGoFast Posted November 10, 2011 Share Posted November 10, 2011 Gold. Stuck £300 into a company (I'm obviously not going to name it to let you all jump on ) on the advice of my stepdad (works in the city (London) so knows these things), and I'm currently up to about 1k last time I checked. going to leave it for as long ahs he does though, he's got 10x that into them. Quote Link to comment Share on other sites More sharing options...
Nogin Posted November 10, 2011 Author Share Posted November 10, 2011 Did think about gold, but i have a feeling the bubble will burst and i'm too late, early birds will make big money on it. Quote Link to comment Share on other sites More sharing options...
iWannaGoFast Posted November 11, 2011 Share Posted November 11, 2011 It's only going up, in 10 years (ish) sink everything into fusion.Once that gets going (and it will), that's energy solved. For the next 10,000 years give or take. Quote Link to comment Share on other sites More sharing options...
JamBerryKing Posted November 11, 2011 Share Posted November 11, 2011 I've always wanted to invest, but i havent a clue! Quote Link to comment Share on other sites More sharing options...
Takanta Posted November 11, 2011 Share Posted November 11, 2011 Quote Link to comment Share on other sites More sharing options...
rennie Posted November 11, 2011 Share Posted November 11, 2011 I've got a huge mortgage, 2 kids, a dog and a soon to be ex wife!Investments! I wish! Quote Link to comment Share on other sites More sharing options...
techno Posted November 11, 2011 Share Posted November 11, 2011 Well I seem to have invested in gas,water, electric foodstuffs, fuel and banking!Continuous investments, return on investment movement, keeping warm and survival hopefully its a long term investment.Hell paying off my debts would be a strt Quote Link to comment Share on other sites More sharing options...
Nogin Posted November 11, 2011 Author Share Posted November 11, 2011 I know how you guys feel, the thing is with the £15k is it's tied up and you cannot do anything with it until you are 55 and even then it's still a rubbish pension of £65 or £100 month so I might as well save £75 I'm paying in a month and try to invest it. Quote Link to comment Share on other sites More sharing options...
Aaron Posted November 11, 2011 Share Posted November 11, 2011 (edited) Gold. Gold isn't in a bubble. Paper money is in a bubble, which is why the price of gold, in paper money, is rising.Central banks around the world are buying gold as the global ponzi economy is unravelling. The price of gold and silver has been artificially kept low for years, but it can't be held back for much longer. Everyone was telling me that gold was in a bubble a year ago when I was telling everyone to buy it at $1200-1300. It'll be back over the $2k mark again soon.Within the next 3 years I see gold over $5000 and ounce, minimum. Probably alot more.You have to go long though. If you're going to chicken out as soon as it takes a $100-200 dip then don't bother.I'm not sure about the green energy. It's been a promising industry but it's VERY expensive and once the world economy collapses completely I suspect that green energy will be bottom of everyone's list of priorities. Edited November 11, 2011 by Aaron Quote Link to comment Share on other sites More sharing options...
oldgreg01 Posted November 11, 2011 Share Posted November 11, 2011 Assuming your properties are residential, how about selling them to increase the stock available to first time buyers and then investing the proceeds in something that is beneficial to yourself and the economy. Quote Link to comment Share on other sites More sharing options...
iWannaGoFast Posted November 11, 2011 Share Posted November 11, 2011 Green energy is stupid. The setup costs, pay back time and efficiency are absolute arse. Nuclear and eventually fusion are the way forward. Unfortunately the majority of idiots (sorry, I mean general public) go OH NOES IT AM DANGEROUS NUCLEAR EXPLOSION......i'll stop before i get angry... Quote Link to comment Share on other sites More sharing options...
Nogin Posted November 11, 2011 Author Share Posted November 11, 2011 Assuming your properties are residential, how about selling them to increase the stock available to first time buyers and then investing the proceeds in something that is beneficial to yourself and the economy. Other than the house I live in in the UK all my properties are in Czech, no point having an investment home here capital return is 4% if you are lucky they property in Czech return 15% Quote Link to comment Share on other sites More sharing options...
Stu Posted November 11, 2011 Share Posted November 11, 2011 INVEST sod that spend it you might get ran over by a bus tomorrow ive seen the way they drive!!! Quote Link to comment Share on other sites More sharing options...
Solo Posted November 11, 2011 Share Posted November 11, 2011 my financial advisor (a good friend who I trust) has suggested I invest the £15k that is in the pension pot...Bernie Madoff was a good and trusted friend of many who invested with him. Quote Link to comment Share on other sites More sharing options...
Solo Posted November 11, 2011 Share Posted November 11, 2011 Within the next 3 years I see gold over $5000 and ounce, minimum. Probably alot more....once the world economy collapses completely I suspect that green energy will be bottom of everyone's list of priorities.When the world economy collapses the mobs will be coming after your gold. Quote Link to comment Share on other sites More sharing options...
Aaron Posted November 12, 2011 Share Posted November 12, 2011 Within the next 3 years I see gold over $5000 and ounce, minimum. Probably alot more....once the world economy collapses completely I suspect that green energy will be bottom of everyone's list of priorities.When the world economy collapses the mobs will be coming after your gold. Well as it happens i'm overdrawn and have zero life savings and no pension apart from a miniscule forces pension. BUT if i did have a significant sum of gold buried in the garden it would be buried alongside guns & ammo. Quote Link to comment Share on other sites More sharing options...
Nogin Posted November 12, 2011 Author Share Posted November 12, 2011 Within the next 3 years I see gold over $5000 and ounce, minimum. Probably alot more....once the world economy collapses completely I suspect that green energy will be bottom of everyone's list of priorities.When the world economy collapses the mobs will be coming after your gold. Well as it happens i'm overdrawn and have zero life savings and no pension apart from a miniscule forces pension. BUT if i did have a significant sum of gold buried in the garden it would be buried alongside guns & ammo. You'll find the guns and ammo will serve you better than the gold lol Quote Link to comment Share on other sites More sharing options...
TC Posted November 12, 2011 Share Posted November 12, 2011 Memories Spend your money and time wisely, enjoy your time with friends and family. Then you can always look back on your life with no regrets and happy memories. Quote Link to comment Share on other sites More sharing options...
duane69 Posted November 13, 2011 Share Posted November 13, 2011 got a house for sale at the moment and when it sells I'm going to blow the lot is your reason for investing to live comfortably when you are older and to old to enjoy it ? Quote Link to comment Share on other sites More sharing options...
Nogin Posted November 13, 2011 Author Share Posted November 13, 2011 No my plan is to retire at 55 ish and still be young enough to enjoy it! I don't want to work till I'm 67 and retire skint. Quote Link to comment Share on other sites More sharing options...
Silverspring Posted November 13, 2011 Share Posted November 13, 2011 Are you sure you can get your money out the pension pot without being taxed on it? Could be that you have £15,000 which will be reduced by 20% if you take it out all at once now, depends on the fund.I would say spread your funds, don't put all your eggs in the same basket. Best to mix med/high risk with lower guaranteed returns.Gold is low return and currently at an all time high so it's not the best time to buy in unless we're heading for another crash...so maybe it is.You have to take advice from someone, personally a trusted friend (if qualified) trumps a random advisor any day! Quote Link to comment Share on other sites More sharing options...
Nogin Posted November 13, 2011 Author Share Posted November 13, 2011 Yes I can take it out of the Pension fune, the FA i'm using is someone I know very well, friend and finincial wizz, going to split it up between two things i think. Quote Link to comment Share on other sites More sharing options...
GARYJL Posted November 13, 2011 Share Posted November 13, 2011 Well as it happens i'm overdrawn and have zero life savings and no pension apart from a miniscule forces pension. BUT if i did have a significant sum of gold buried in the garden it would be buried alongside guns & ammo.I thought it was only the people over here in NI that had guns and ammo buried in their garden Thankfully we never got around to buying a house which has probably worked out for the betterthe way things are going at the minute as we would definately be in negative equity by know.This means we have a few pounds in the bank but hopefully we'll get a small house at a good price soon and have a small mortgage. Quote Link to comment Share on other sites More sharing options...
Aaron Posted November 14, 2011 Share Posted November 14, 2011 I forgot to say that you need actual physical gold - in your posession. Not paper gold. If you get paper gold all you'll end up with when you need it is paper. It's also easier for government to confiscate it. Quote Link to comment Share on other sites More sharing options...
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