Fiddlesticks Posted January 13, 2023 Share Posted January 13, 2023 My experience (driving a car) says that your premium will increase even if you've had an accident that was 100% the fault of the other party. Quote Link to comment Share on other sites More sharing options...
daveinlim Posted January 13, 2023 Author Share Posted January 13, 2023 6 minutes ago, Fiddlesticks said: My experience (driving a car) says that your premium will increase even if you've had an accident that was 100% the fault of the other party. I was stopped at lights and someone when into the back of me. Cant get much more non fault than that. I expected a rise but not literally double. 1 Quote Link to comment Share on other sites More sharing options...
KiwiBob Posted January 13, 2023 Share Posted January 13, 2023 1 hour ago, daveinlim said: My renewal quote now says otherwise. I also said ... You "should" keep your NCB then ... As long as the insurance companies don't go "knock for knock"! Looks like they went knock for knock! Quote Link to comment Share on other sites More sharing options...
KiwiBob Posted January 13, 2023 Share Posted January 13, 2023 1 hour ago, daveinlim said: My renewal quote now says otherwise. I also said ... You "should" keep your NCB then ... As long as the insurance companies don't go "knock for knock"! Looks like they went knock for knock! Quote Link to comment Share on other sites More sharing options...
KiwiBob Posted January 13, 2023 Share Posted January 13, 2023 1 hour ago, daveinlim said: My renewal quote now says otherwise. I also said ... You "should" keep your NCB then ... As long as the insurance companies don't go "knock for knock"! Looks like they went knock for knock! Quote Link to comment Share on other sites More sharing options...
KiwiBob Posted January 13, 2023 Share Posted January 13, 2023 1 hour ago, daveinlim said: My renewal quote now says otherwise. I also said ... You "should" keep your NCB then ... As long as the insurance companies don't go "knock for knock"! Looks like they went knock for knock! Quote Link to comment Share on other sites More sharing options...
KiwiBob Posted January 13, 2023 Share Posted January 13, 2023 1 hour ago, daveinlim said: My renewal quote now says otherwise. I also said ... You "should" keep your NCB then ... As long as the insurance companies don't go "knock for knock"! Looks like they went knock for knock! Quote Link to comment Share on other sites More sharing options...
KiwiBob Posted January 13, 2023 Share Posted January 13, 2023 1 hour ago, daveinlim said: My renewal quote now says otherwise. I also said ... You "should" keep your NCB then ... As long as the insurance companies don't go "knock for knock"! Looks like they went knock for knock! Quote Link to comment Share on other sites More sharing options...
Guest Posted January 13, 2023 Share Posted January 13, 2023 Say that again, didn't quite get it. Quote Link to comment Share on other sites More sharing options...
KiwiBob Posted January 13, 2023 Share Posted January 13, 2023 25 minutes ago, goat said: Say that again, didn't quite get it. I don't know what's happened there! .. I can't delete the extra's either! Quote Link to comment Share on other sites More sharing options...
Mississippi Bullfrog Posted January 13, 2023 Share Posted January 13, 2023 That's a grim outcome. But it's absolutely true that insurers hike premiums if you've had a no fault accident, even if the other party admit liability and pay for repairs. It's why I try to sort things out without involving the insurers if at all possible. 1 Quote Link to comment Share on other sites More sharing options...
daveinlim Posted January 13, 2023 Author Share Posted January 13, 2023 14 minutes ago, Mississippi Bullfrog said: That's a grim outcome. But it's absolutely true that insurers hike premiums if you've had a no fault accident, even if the other party admit liability and pay for repairs. It's why I try to sort things out without involving the insurers if at all possible. Structural damage wasnt too bad but needed all new plastics, lights, headlight housing and damaged engine casing, pegs and new exhaust. Would have nearly bought a new bike by the time all the bits were done so was forced into insurance. If it was something that would buff out I'd keep insurance out of it 1 Quote Link to comment Share on other sites More sharing options...
bonio Posted January 13, 2023 Share Posted January 13, 2023 Shite that's rough. My premiums shot up when the Tiger was stolen, even though my ncb was protected. They said it was because I was now classified as a higher risk. Clever these insurance folk; they have an answer for everything, and it's usually one that works in their favour. 1 Quote Link to comment Share on other sites More sharing options...
Bender Posted January 13, 2023 Share Posted January 13, 2023 3 hours ago, Fiddlesticks said: My experience (driving a car) says that your premium will increase even if you've had an accident that was 100% the fault of the other party. Unfortunately they say statistically your more likely to be involved in another accident once you've had one basically any excuse to bump up the premium. 2 Quote Link to comment Share on other sites More sharing options...
daveinlim Posted January 13, 2023 Author Share Posted January 13, 2023 8 minutes ago, Bender said: Unfortunately they say statistically your more likely to be involved in another accident once you've had one basically any excuse to bump up the premium. That's what they say alright. If they find out about the incident and even if you don't claim you're premium will go up. Madness! 3 Quote Link to comment Share on other sites More sharing options...
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