What you doing this weekend?

[Stu]

22 minutes ago, Bender said:

I went to work, watched the match then we went out and spent more than I made, worked for sven

Should have not worked and also stayed in

[RideWithStyles]

Went out to Sbs and Jand S to look at replacing my old textiles (especially the pants) as a present, afterwards go and see my brother and partner for a chat while they’re doing some casual work and look around the site so abit of a deadline.

 

anyway didnt find any texts that fit me (certainly none that i felt comfortable buying).

Daughter was casually trying out some helmets, she has been on the back of the benelli numerous times a couple of years ago, but not been on since especially having out grown the clothes and helmet even though it was a medium/large will not fit her now.  
not showed much interest on being back on the bike since very recently.

 

while im going through the tests of fitting as you do…sales guy comes over and suddenly starts giving the spiel on fitting helmets…I”ll cut it short by saying with the advice given it would be already too loose, let alone with the padding to soften/shrink with a few uses. With these helmets they had little if no try’s on as they were 2024’ ladies at most so not had hundreds of try’s on before hand to wear them down.

without hardly any force helmets was moving over or very close the eyes up and down, with quite some twisting notice, risk of one of the helmets strap to dig into the neck, i think it was a givi or caberg which are known for). 

Grudgingly he accepted different makes and models of helmets have different shell shapes and quotes sizes for between them all.

Even he admitted of after buying and a collection of 15-20 helmets he bought one where the chin strap was on the of very edge of the chin….need I say more.we didnt buy it as the wife knew how it should fit too

(she wasn’t convinced with it too).

we weren’t intending to buy a helmet, and the wife less keen so we would do it again another day as we was pressed to time.

 

So well over an hour drive and what ever time spent there was a waste.

anyway to carry on with the woes, the place name we was meeting at was 30odd mins away but getting out of the city was a night mare because the sat nav’s kept getting muddled up with taken us well over half and hour to get out and we was hungry.

after food, the place we went to was very nice (very expensive and upper class stately homes Cotswold types) seeing including 40+ hunting horse riders along the one lane road we came across pretty much confirmed it. worked out it wasn’t the same as they were at, found out the two places that share the same name are over an hour and a half apart…we would miss them anyway, so we just went home as we had tea with the mother and hour or so after as planned.

 

a very long day, spent mostly in the car, trying to get out of a city I absolutely hate the road network of ,spent seeing upper class leisure activities and living all the while could of done what we wanted still if we went to the other place all for nothing.

Edited January 19 by RideWithStyles
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[Bender]

11 hours ago, Stu said:

Should have not worked and also stayed in

No because one day I will be dead just like Sven, if I can go owing millions that would be great  

[Mickly]

22 minutes ago, Angela Collen said:

The love/hate relationship with my new washing machine continues, put it on this morning and came back to find the kitchen was like the old disco's (showing my age) every light on the machine was flashing, cleared the program but the door wouldn't open, either that's broken or somethings blocked as there's still water in the drum, found a small piece of sock lint in the pipe connected under the sink, drained the machine of water via the pipe and re-connected, it works perfectly, well, until I thought I'll just put it on rinse and spin cycle to finish it off, 55 minutes later the washing was finally freed, won't use that setting again, was expecting 15 minutes, finally just having my first cup of tea and pondering how a small piece of sock lint could cause so much fuss, might just take the bike out this afternoon for my own wellbeing, I hate washing

Haven’t you got a washing fairy? Mine works brilliantly but the expense over the years has been horrendous

 

 

[Stu]

1 hour ago, Bender said:

No because one day I will be dead just like Sven, if I can go owing millions that would be great  

 

That's funny you say that! I was talking to a mate the other day about mortgages as his is up for renewal 

 

He has a disabled wife that he is a full time carer for and we came up with a plan of remortgaging his house to the max he can afford and paying interest only on the mortgage! This would release about 100k in equity for him to blow then when he pegs it the house will still owe loads on it and be left to whoever to sell

 

I thought it was an ingenious plan! Take out all the equity and go out owing everyone

 

I've even started looking at the viability of me doing it

 

 

[Simon Davey]

14 minutes ago, Stu said:

 

That's funny you say that! I was talking to a mate the other day about mortgages as his is up for renewal 

 

He has a disabled wife that he is a full time carer for and we came up with a plan of remortgaging his house to the max he can afford and paying interest only on the mortgage! This would release about 100k in equity for him to blow then when he pegs it the house will still owe loads on it and be left to whoever to sell

 

I thought it was an ingenious plan! Take out all the equity and go out owing everyone

 

I've even started looking at the viability of me doing it

 

 

 

 

I thought equity release was quite common, after all, you're not going to give a monkey's when you're dead.

I imagine the problems arise if circumstances change, and you can't keep up the payments, you'll lose the house?

 

[Bender]

I'm sure someone of note said if you die in debt you've made a profit 

[Simon Davey]

1 hour ago, Bender said:

I'm sure someone of note said if you die in debt you've made a profit 

 

Said by one of life's winners,for sure.  

[Stu]

1 hour ago, Simon Davey said:

 

 

I thought equity release was quite common, after all, you're not going to give a monkey's when you're dead.

I imagine the problems arise if circumstances change, and you can't keep up the payments, you'll lose the house?

 

 

Equity release is a con! It's a company that gives you a load of money and takes your house when your dead and in some cases will throw you out after x amount of years. At least with a remortgage and interest only payments it's still yours so any more profit you can extract is still yours. 

 

As for keeping up with the repayments that's just like any mortgage 

 

 

[S-Westerly]

6 hours ago, Bender said:

No because one day I will be dead just like Sven, if I can go owing millions that would be great  

That a good retirement plan. Must suggest it to my wife but from a safe distance such as mid-Ocean somewhere. 

[RideWithStyles]

On 19/01/2025 at 10:33, Stu said:

 

remortgaging his house to the max he can afford and paying interest only on the mortgage! This would release about 100k in equity for him to blow then when he pegs it the house will still owe loads on it and be left to whoever to sell

 

I thought it was an ingenious plan! Take out all the equity and go out owing everyone

 

I've even started looking at the viability of me doing it

 

 

I thought that’s what most Americans do with businesses ?

[Stu]

13 minutes ago, RideWithStyles said:

I thought that’s what most Americans do with businesses ?

Haven't a clue! I don't take notice of them

[rennie]

Only working Monday till Wednesday this week! Then going away in the campervan till Sunday!

Oxfordshire this time 

[husoi]

Last day at work this Friday

Then spend 2 weeks throwing stuff out or take it to charity shop.

Then end of the month it's farewell to UK and the magnificent Scottish weather

Start of a new chapter

[Simon Davey]

@husoi We all know you're really sorry to leave Scotland and the weather