Foundy Posted December 12, 2020 Posted December 12, 2020 Hi. I've recently passed my test and have booked a test ride at a dealership. The excess is £1000 and I'm wondering if a bike excess insurance would cover a test ride. I've tried Google but cant seem to find a definitive answer. Any advice on the subject would be welcome. Thanks Quote
bonio Posted December 12, 2020 Posted December 12, 2020 I don't know, but the T&Cs I've read talk about the insurance being intended to cover the damage excess on vehicles you're riding under a hire agreement. In that case, no hire agreement means no cover. £1000 is pretty normal excess on a test ride. A few still set it at £500. One or two are charging £10 a test ride, and in return the excess is zero. They said they've been forced into doing it by the insurers or else have excesses of £2000 or more. Quote
Foundy Posted December 12, 2020 Author Posted December 12, 2020 8 minutes ago, bonio said: I don't know, but the T&Cs I've read talk about the insurance being intended to cover the damage excess on vehicles you're riding under a hire agreement. In that case, no hire agreement means no cover. £1000 is pretty normal excess on a test ride. A few still set it at £500. One or two are charging £10 a test ride, and in return the excess is zero. They said they've been forced into doing it by the insurers or else have excesses of £2000 or more. Thanks mate. I've just sent an email to an insurance company to ask for clarification 1 Quote
TimR Posted December 12, 2020 Posted December 12, 2020 Most dealers will only charge what it costs to repair Unless it exceeds the excess . Speak with the dealer ... Best advice is .. Don't give them any reason to require requesting the excess. 1 Quote
skyrider Posted December 12, 2020 Posted December 12, 2020 2 minutes ago, TimR said: Most dealers will only charge what it costs to repair Unless it exceeds the excess . Speak with the dealer ... Best advice is .. Don't give them any reason to require requesting the excess. in other words dont prang it 1 Quote
TimR Posted December 12, 2020 Posted December 12, 2020 11 minutes ago, skyrider said: in other words dont prang it Yep .. Plus if your going out there worried about the insurance etc you are not going to focus on riding ,let alone trying to determine if the bike is right for you .. Who are you looking to book a test ride with ? Quote
bonio Posted December 12, 2020 Posted December 12, 2020 If you're doing test rides, ask for a decent slot. I've some dealers offer me just an hour (which in practice means just 45 minutes on the bike) and that not enough time. It can take that time just to get used to the way it feels; it's then you relax and start to notice what it's really like. 1 Quote
Foundy Posted December 13, 2020 Author Posted December 13, 2020 7 hours ago, TimR said: Yep .. Plus if your going out there worried about the insurance etc you are not going to focus on riding ,let alone trying to determine if the bike is right for you .. Who are you looking to book a test ride with ? Ive booked one for next Thursday with Laguna in Ashford on a Versys 650 Quote
Mr Fro Posted December 13, 2020 Posted December 13, 2020 10 hours ago, TimR said: Most dealers will only charge what it costs to repair Unless it exceeds the excess . Speak with the dealer ... Best advice is .. Don't give them any reason to require requesting the excess. Ahem... I had an unplanned dismount during a test ride - just a minor one mind you. I paid for the parts and that was job done. It was Dave Fox in Ramsgate (Kwak dealer) and I bought from them anyway. Quote
skyrider Posted December 13, 2020 Posted December 13, 2020 13 hours ago, bonio said: If you're doing test rides, ask for a decent slot. I've some dealers offer me just an hour (which in practice means just 45 minutes on the bike) and that not enough time. It can take that time just to get used to the way it feels; it's then you relax and start to notice what it's really like. i once took a bike for a test ride many years ago and the salesman said come back when you want Quote
fullscreenaging Posted December 13, 2020 Posted December 13, 2020 14 hours ago, bonio said: If you're doing test rides, ask for a decent slot. I've some dealers offer me just an hour (which in practice means just 45 minutes on the bike) and that not enough time. It can take that time just to get used to the way it feels; it's then you relax and start to notice what it's really like. Completely agree with this. You need at least 3 hours to find out if you like the bike or not. You need to get in as many riding conditions as you can. 1 Quote
daveinlim Posted December 13, 2020 Posted December 13, 2020 7 hours ago, skyrider said: i once took a bike for a test ride many years ago and the salesman said come back when you want Did you ever go back? 2 Quote
skyrider Posted December 13, 2020 Posted December 13, 2020 (edited) 10 minutes ago, daveinlim said: Did you ever go back? i had to my mate was the salesman and he was expecting me back sometime on it (benetton cbr 600) nice bike Edited December 13, 2020 by skyrider Quote
Jerry1111 Posted December 15, 2020 Posted December 15, 2020 On 13/12/2020 at 12:44, skyrider said: i once took a bike for a test ride many years ago and the salesman said come back when you want After my first test ride (one day after passing MOD2, with 1k excess), I asked the salesman if he's not going to check if the bike was returned ok. His answer? "You're not limping, that's a pretty good sign" 1 Quote
geofferz Posted December 15, 2020 Posted December 15, 2020 I signed a 2.5k waiver when test riding a 959 Quote
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.