Insurance Time

[Fish]

So my current policy runs out tonight (midnight) and I've been busy with work and not got anything sorted yet. 

 

Currently with LV, but as I now have a years no claims bonus I thought it wise to shop around.

 

So who do you boys and girls recommend I try? I hate comparision sites as the quote is never quite right.

 

Thanks

Fish

[Mississippi Bullfrog]

It's hard to say as insurers seem to have preferred riders. So what works well for one person doesn't for the next.

 

I'm with Bikesure and found their multi bike policy very good. But I've never had to contact them about anything so I've no idea how good they are otherwise.

[Bender]

I've not had any probs with comparison sites for bike, I didn't look this time round as it had gone Down.

[Marino]

I was with bikesure for 3 years, it was only one affordable even do it was sky high. This year I got incredible offer from lexhaminsurance, 3 times cheaper than next closest one.

[MikeHorton]

As already said it's hard to say one brokeray give one a good price and not another there's lots of factors. The comparison sites generally have worked out better for me 

[manxie49]

I’ve been with Bennett’s for the last 3yrs,  I find them pretty good,  I nearly changed to a different company last year as I got a better quote.  So I rang them and they not only matched it but gave me a better price.  Currently on a multi bike policy and do find the price competitive .  My insurance is due again soon so will see how they compare this year.

[Stu]

Give bikesure a try 

 

 

[Bianco2564]

Had the usual run around with my car insurance this week.

Got my renewal from Carole Nash, went from just over £200 to £286 with no change of car, drivers or cover.

Did a meerkat search and could get the same cover with only a slight increase in voluntary excess with RAC for £146.

Rang CN and asked if they could do any better, just one minute later it could be dropped to £199, still not good enough.

Said I'm probably going to cancel and will get back to them.

Rang the RAC and they pulled the quote out, yep all good but then I remembered my start date was 6 days earlier than I'd put down so I told him, he put the new date in and said it would be another £15, wtf?

He said it was a change of risk??

I said I'd check again online, so went back to meerkat, put the new date in and the price with the RAC was exactly the same as the previous online quote. Rang them back and went ahead with the 2nd quote.

All a bit of a drag but basically halved what I could have paid CN if I'd just let it run.

[S-Westerly]

Bunch of bloody chancers the lot of 'em.

[Fish]

Fully agree S-Westerly, ended up with Adrian Flux.... sorry I meant Bikesure

[MikeHorton]

20 hours ago, Bianco2564 said:

Had the usual run around with my car insurance this week.

Got my renewal from Carole Nash, went from just over £200 to £286 with no change of car, drivers or cover.

Did a meerkat search and could get the same cover with only a slight increase in voluntary excess with RAC for £146.

Rang CN and asked if they could do any better, just one minute later it could be dropped to £199, still not good enough.

Said I'm probably going to cancel and will get back to them.

Rang the RAC and they pulled the quote out, yep all good but then I remembered my start date was 6 days earlier than I'd put down so I told him, he put the new date in and said it would be another £15, wtf?

He said it was a change of risk??

I said I'd check again online, so went back to meerkat, put the new date in and the price with the RAC was exactly the same as the previous online quote. Rang them back and went ahead with the 2nd quote.

All a bit of a drag but basically halved what I could have paid CN if I'd just let it run.

It's a minefield every year we all have this same issue but like in your case it's worth the time to save a bit of cash. 

[Stu]

3 hours ago, Fish said:

Fully agree S-Westerly, ended up with Adrian Flux.... sorry I meant Bikesure

 

Did you ring them off the number on here? 

[Gerontious]

I don’t see why it’s complicated. I just go onto one of the comparison sites.  (Confused.com) enter my details and choose the cheapest that has the package I require with the lowest excess. Last year that was devitt this year it was onecall. Next year it will be someone else, I’m sure. The new business discount counts for a lot, there is zero benefit to brand loyalty 99% of the time. I just treat it as a necessary expense like road tax.

[Fish]

21 hours ago, Stu said:

 

Did you ring them off the number on here? 

I did, also when asked if I was a member of a club or forum, I said I was on here.

[Pie man]

Renewal due, been looking around for multi-bike cover. bemoto came up trumps, I actually spoke to a human too. Saved over £100. Fully comp inc commuting and UK/EU breakdown cover.