If I didn't need the bike for anything other than pleasure I suppose I could wait, however; jumping on the bandwagon, my bike is a mental health channel to sanity. My solicitor has confirmed the driver has admitted liability, police have charged the driver, he pleaded guilty and now the 3rd party is due to be sentenced in August, but, it has been adjourned at least 4 times.
The point is, I feel I am being penalised by the underwriters because of the actions of a drugged up driver and the justice regime. The underwriters know they will be able to retrieve their costs and claim from the 3rd party, but I am now the risk, not the bod being sentenced. I don't think I will get a £200 deduction once this is settled FFS.